Before selecting a health insurance provider, it’s important to shop around to find an insurer that offers the best premium, with the amount of coverage you need.
As a rule of thumb, it’s a good idea to go through the premiums and coverage benefits of 3-4 different health insurers before choosing one
You could also check in with your doctor to ask which insurers they recommend and which ones they say to avoid. Doctors have the first-hand experience with good and bad insurers, and most will take a few minutes to make some recommendations.
Once you’ve picked out a few potential insurers, you’ll want to spend some time researching their policies and coverage benefits so you can choose the best one. Don’t assume all insurance policies are created equal.
You’ll want to make sure the insurance policy isn’t setting you up for a potentially difficult and costly claims experience in the future.